SchoolBanks turns messy K-12 fees, payments, and operational accountability into a clear, governed, audit-ready system.

For Day Care & Child Care Center Owners

Guaranteed tuition payments for day care and child care centers.

Your center gets paid its full expected tuition on schedule — even if a family pays late. A tuition guarantee subscription, serviced by Clad Payments, built for the owners and directors who run child care day to day.

The Problem

Thin margins can't absorb a late tuition payment.

Child care runs on tight weekly and monthly margins. When an owner-operator is also the director, the biller, and the person following up on a past-due account, a handful of late payments can turn into a real cash flow problem fast.

Weekly cash flow, weekly risk

Payroll, food service, and licensing costs don't wait for a late tuition payment — but your revenue often does.

Owners wear too many hats

Between classroom staffing, licensing, and parent communication, chasing down a balance is the task that gets pushed to the end of the day.

Families want payment flexibility

Parents want to spread tuition out over the month — without your center taking on the risk that a payment doesn't come through.

How It Works

A guaranteed tuition payment subscription for your center.

Your center enrolls

Set up guaranteed tuition coverage for your day care or child care center through SchoolBanks Financial Services.

Families choose a payment plan

Parents pay tuition weekly, monthly, or on an installment schedule that fits their budget.

The subscription is serviced

Payments are processed and the guarantee is administered on SchoolBanks' behalf.

You get paid on schedule

Your center receives its guaranteed tuition disbursement on time — independent of any individual family's payment status.

Who It's For

Built for owners and directors, not corporate chains.

SchoolBanks Financial Services supports the people who actually run child care day to day.

Day care & child care center owners

Preschool & early learning program directors

Single-site & multi-location child care operators

See a guaranteed tuition payment in action.

Talk with our team about how SchoolBanks Financial Services can bring predictable tuition revenue to your day care or child care center.

Book a Demo